How to Get a Quick Online Loan

Every now and then, you may need cash as soon as possible. If you apply for a quick lender online loan, you may get approved almost instantly and receive the money in your account within one day: sometimes on the same day you submit your application. With an loan online, you can get it without the hassle. Here’s a closer look at what you can expect from quick simple online loans.

Payday Loans

Payday loans are short-term, small dollar loans that can help you cover expenses before your next payday. You’ll typically repay these instant online loans in two to four weeks, depending on when you get your paycheck.

Convenience

You don’t have to visit a bank, credit union, or other lender in-person to apply for a loan. Simply fill out an online application from the comfort of your own home. This is great news if you lead a busy lifestyle.

Quick Application Process

Most online loan applications are quick and easy to fill out. Since they require minimal information and paperwork, you can complete them in just a few minutes, from start to finish. Applications with Advance America often take less than five minutes to complete.

Fast Decision

When we receive your application before AM EST, if approved, we’ll join an instant e-day funding. In the event you submit your application later in the day, you approved funds will land within 24 hours.

Cover Your Expenses Today

Instant cash online loans are ideal if you’d like to cover a medical bill or another unforeseen expense that may arise. While other types of loans can take days or weeks to approve you and deposit funds, quick fast online loans can give you the money you need right away.

Choose a Lender

There are many lenders that offer cash loans online with instant approval. Do your research and find a reputable lender that you’d like to borrow from. Then, visit their website and access a loan application form.

Fill Out the Application

Fill out the short application form. Keep in mind that you may have to answer personal questions related to your income and employment status. You’ll also need to indicate how much money you’d like to borrow. Be certain that the application page includes a «https» to indicate security, with a lock icon to show that your personal info will be encrypted.

Submit the Application

After you fill out the application, glance over it a few times to make sure all of your information is accurate. Next, submit it and wait for the lender to make a decision quickly.

Wait for the Funds

If you’ve been approved, you may receive your loan funds within the next business day. Most lenders will deposit the money directly into your bank account. Advance America can also give you cash in hand by visiting one of our locations.

Get an Instant Online Loan Today

Advance America offers a variety of fast loans with the different payment options. Fill out a quick application for our payday loan or installment loan in just minutes. You can receive your cash as soon as the same day.

*Online approvals before (M-F) are typically funded to your bank account by 5PM ET same-day. Approvals after are typically funded in the morning the next banking day. Bank days are Monday-Friday, excluding holidays.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 76, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender’s approval.

*Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510.

Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday investigate the site advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.